Does Insurance Typically Cover Plastic Surgery?

One of the main concerns among individuals who are interested in plastic surgery is whether or not they can afford it. Unfortunately, many insurance policies do not cover elective plastic surgery, although there are times when plastic surgery might be paid for by insurance if there are health benefits.

An overview of plastic surgery and insurance

It is helpful to have a good understanding of when plastic surgery is covered by insurance and when the patient must pay for the procedure when determining if a specific treatment is appropriate. The following is everything to know about insurance and plastic surgery, including how to determine if your insurance company specifically covers the procedure that you desire.

When does insurance not cover plastic surgery?

Unfortunately, health insurance does not typically cover plastic surgery procedures, although there are times when they might. In general, any plastic surgery procedure that is elective, meaning that it is not necessary for medical or cosmetic concerns, then the insurance company is unlikely to pick up the cost. Procedures that are not likely covered by insurance include but are not limited to rhinoplasty(nose job), liposuction, breast augmentation and eyelid surgery. To find out if a plastic surgery procedure is covered through insurance, consult with your insurance company and your plastic surgeon.

When does insurance cover plastic surgery?

Although each procedure is different and the motivation behind it is unique to the patient, most plastic surgery procedures can be broken into two groups: cosmetic and health-related. While cosmetic procedures are typically not covered through insurance, most health-related plastic surgery operations are. Procedures that are likely covered by insurance include facial surgery, breast reduction to address a health complication and nasal or eyelid surgery that is done to fix a health complication. The insurance company is likely to evaluate the specifics for the operation and make a determination, along with the surgeon’s professional opinion, upon whether or not the procedure is covered under the policy.

How to determine whether plastic surgery is right for you

Plastic surgery is often highly beneficial, and it leads many to become more confident, look better and become healthier. However, it may not be right for patients with health issues or unrealistic goals for the procedure. The ideal candidate should be in good health, meaning he or she does not have an underlying health issue that may cause increased risk during surgery, excessively smoke or abuse alcohol or be severely overweight. The patient should also understand the risks and likely outcome for the plastic surgery, and it is important to have a realistic idea of the results.

Talk to a plastic surgeon about treatment

The first step to finding out if plastic surgery is right for you is to schedule an initial visit with one of our plastic surgeons, who can walk you through the treatment process and discuss the cost of the procedure. We are here to help patients look and feel their best, and we are more than willing to answer any questions or address any concerns you may have.

Are you considering plastic surgery in the Schaumburg area? Get more information at https://www.paulcdillonmd.com.

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